We are the official intermediary between Borrowers or their mortgage brokers and Private Lenders or their brokers. Our website creates the necessary tool to put together borrowers and lenders to consummate a mortgage loan on real property. These loans are for borrowers who, for a number of reasons, have chosen not to apply for conventional loans through banks and therefore are seeking private funding, also known as "hard equity funding".  This site is NOT for borrowers looking for loans in excess of 5 years.  Normally, our lenders also do not make loans unless your property has an LTV(loan to value) ratio below 65%.  This means that all of the current debt on the property, including the loan amount you are requesting, does not exceed 65% of the current value of the property; this way the lenders know that there is equity in your property for a quick sale in the event you default on the loan.  

Through our experience in private lending, we have found that borrowers and private lenders have entered into many unfavorable mortgage deals because they didn’t have enough exposure in the marketplace to find the best deal that suite their specific needs. Now with our company, borrowers and lenders alike will be exposed to thousands of others around the country in this business and they can secure the most favorable mortgage deal for their unique circumstances.

The Borrower and the Lender NEVER pay to post an auction or make an offer to fund a loan. If the Borrower accepts the loan offer from a Lender or mortgage broker, then he will be required to pay our fee at that time, never before.